Learn
Take the first step towards becoming a knowledgeable investor and achieving your financial goals with our free financial action course "Moving from Owing to Owning." This class is a pre-requisite to becoming a community investor with the Community Investment Trust.

What Is O2O?
During our 6-hour financial action course “Moving from Owing to Owning” (O2O) you will:
- Learn about financial guidelines
- Set financial goals
- Evaluate your budget and net worth
- Learn how to improve your credit score
- Understand the pros and cons of different types of savings and investments
- Understand your risk tolerance
- Create an investment plan to achieve your financial goals

Value of O2O

Moving from Owing to Owning” aims to break down barriers to investing for low- and middle-income community members, empowering local residents and strengthening communities.
In O2O you will:
- Develop an owner mindset in an inclusive and supportive learning environment through interactive exercises to learn about financial guidelines and set up goals with an actionable plan for how to achieve them.
- Create a support network of neighbors.
- Receive access to local resources and shared knowledge.
- Build trust and foster a long-term sense of belonging between yourself and community members, local businesses, and the CIT.
Continued Learning
Take advantage of these regularly updated resources for continued learning beyond our O2O class.